Keeping your bank account #perfectlybalanced is key. Rocking Lululemon leggings, saving for your next vacation and trying to pay rent at all at once? Adulting isn’t always easy, these 5 apps will have your back so that you can do it all.
This app is our favorite – it helps millennials get the most out of their hard earned cash in a way that complements, rather than complicates, their lives by marrying spending and saving together in one product.
Unlike traditional banks, Qapital’s goal-driven approach encourages users to save for things they aspire for by turning everyday habits and guilty pleasures into opportunities to save money, such as adding to your savings fund every time you order takeout, or turning your morning lattes into a trip to The Bahamas. Qapital is also the only personal finance app that uses IFTTT (If This Then That) technology, giving users the opportunity to save money by using their favorite apps.
Once you connect Digit to your bank account Digit allows you to monitor your income and spending patterns. The best thing about this app? It saves for you. That’s right, it takes money from your checking account into your Digit savings account. The app will only take small amounts of money and move it into savings when the time is right. Saving up for that Equinox or Class Pass membership? With Digit you’ll finally get the results you’re looking for, and have a little extra spending money.
Do you ever want to invest some of your hard-earned money but don’t know where to start? #same. For all of you new investors, it’s Acorns to the rescue. Once you connect this app to your credit or debit card, your purchases are rounded up to the nearest dollar. You’re not only saving, but investing at the same time. The best thing about this app is that you won’t notice the money that’s being invested, it’s small change, it adds up over time!
Mint App categorizes your transactions (groceries, lattes, bills, eating out, athleisure, rent) and creates an easy to read graph which basically tells you that you should probably put a stop to those five dollar lattes. The app allows you to make your own budget depending on the expense, and will send you reminders and alerts when you approach your budget limit. Let’s be real, we all need a little help with budgeting and being more aware of our spending patterns.
Wally is all about understanding your spending patterns. You can set and achieve finance goals with ease and effectively control your spending. Wally helps you set goals, you can add your income for each month and setup a savings goals based on that. It’s the perfect app for those who are looking to track the money you make, and cut out those extra costs.
Money doesn’t grow on trees and neither do those 100 dollar leggings. Make one of your 2017 goals to start saving more and spending less. Which one of these 5 apps will you be trying?
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